one-stop shop
With access to hundreds of millions of dollars through several different lenders, SinoCoin Financial has the ability to offer clients in GTA the lowest, most competitive rates in today's market. We can continue to provide clients with the most up-to-date tools and information for all their financial needs. Looking to Refinance your Home, Purchase your First Home, or Buy a Second-Home or Investment Property, SinoCoin Financial is your one-stop-shop for all your mortgage and financing needs in the GTA!
strategic partners
At SinoCoin Financial, you have access to all lenders in the marketplace suitable for your transaction including pension funds, life insurance companies, A banks, B banks, foreign banks, trust companies, credit unions, savings and loans corporations, mortgage investment corporations and thousands of private investors. This ensures that you will get the best available product and rate to suit your exclusive needs.
Customize Plans
SinoCoin Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices, even if the bank turns you down. With one phone call or submit your register form, our professionals will get in touch and discuss all of the details, including your monthly budget, so you can rest assured that we understand and will respond to your unique needs.
Our Services
Residential
RESIDENTIAL MORTGAGE
- NEW IMMIGRANT PROGRAM
- NON-RESIDENT PROGRAM
- OVERSEAS INCOME PROGRAM
- BUSINESS OWNER
- NON CONFIRMING INCOME
- BRUISED CREDIT
- SEASONAL/CONTRACTOR/FREELANCE PROGRAM
- FIRST TIME BUYER
Commercial
COMMERCIAL MORTGAGE
Construction Hotel And Retirement Homes
- Loan Amount 65% of Cost
- up to $30,000,000
- Interest Rate 5.5% during construction; 5.0% after completion; 4.5% when income is stabilized
- Arranging Fee 1.5%
Gas Stations - Branded Only
- Up to 80% of value if cash flow supports it
- Construction or Existing
Development Land
- Up to 70% of value
- Must show ability to service debt
Owner Occupied Industrial
- Up to 100% of value if cash flow supports it
private mortgage
- 24 HOURS CLOSING
- BRIDGE LOAN 5.99%
- 1ST MORTGAGE RATE UP TO 80% LTV
- RATE 5.99% UP
- 2nd MORTGAGE UP TO 90% LTV
- RATE 7.99% UP
How to Process
Knowing what steps you need to take can help the process go more smoothly. Once you have an accepted offer, here’s what you need to know to make sure your mortgage application stays on track:
Blogs
Our Clients
With guaranteed lowest mortgage rates and mortgage approvals, coupled with a focus on customer satisfaction, we have built a financing solution the smart way. We’ve eliminated the need for consumers to shop around other mortgage brokers, banks or lenders to get the lowest rates possible and in some cases getting approved. Servicing the GTA since 2005.
td
tangerine
cibc
national bank
scotiabank
rbc
meridian
mcap
icici
home trust
first-national
equitable-bank
duca
B2B-bank
street-capital
Desjardins